Why I like the Delta SkyMiles Gold


Delta is an airline that can inspire quite strong loyalty. For those who live in cities with a major hub like Atlanta, Minneapolis, Detroit, and Salt Lake City, Delta can be your key to nonstop flights to most cities in America and many overseas destinations. . Delta even attracts many travelers to other cities because of its reputation for customer service and operational reliability, as well as the many benefits offered by its Medallion program.

When I lived in Atlanta and traveled a lot for work, I was a huge fan of the airline and its Delta SkyMiles® Gold American Express card. This card still offers a great welcome bonus, double miles on daily purchases, and great perks when you travel with Delta. Here are five reasons to love the SkyMiles Gold card.

1. No annual fees for the first year

The current offering of this Delta co-branded credit card comes with an annual fee waiver. After your first year of card membership, the annual fee is $ 99. This gives you the option to “try it before you buy”. After a year with the card, it will become clear whether it will be worth it. And as long as you cancel the card within 30 days of billing the annual fee, you won’t have to pay it.

This card also gives you a $ 100 Delta Flight Credit when you use it to spend at least $ 10,000 in a calendar year. As long as you pay an average of $ 834 in fees each month, you’ll receive a credit that will cover more than your annual fee.

2. A satisfying sign-up bonus

When you open an account with the American Express Delta SkyMiles Gold Card, you can earn 40,000 SkyMiles after using it to spend just $ 1,000 on purchases within three months of opening the account. Although Delta no longer publishes a SkyMiles reward table, this bonus can be worth at least $ 400 in reward travel, and often more. Plus, new cardholders can claim up to $ 50 in statement credits for qualifying purchases at U.S. restaurants in the first three months.

With the Delta SkyMiles loyalty program, the number of miles needed for rewards usually matches the dollar price of the reward quite closely. So you know that you will generally get around a penny per mile traded, and maybe a little more. With many other programs you sometimes get great value for your money, but you will also find mediocre values ​​quite often. Fans of the Delta SkyMiles program love its consistency.

3. Earn bonus miles beyond Delta purchases

I’ve always been frustrated that most airline credit cards only offer one mile per dollar spent on anything other than airline purchases. But with the Delta SkyMiles Gold card, you get 2X miles on dining at restaurants, including take out and delivery. You also get 2X miles on purchases at US supermarkets. So every time you eat, you’ll enjoy double the miles. And, of course, you earn 2X miles on all Delta purchases, including tickets, fees, and any other purchases made directly from the airline.

4. Take advantage of many Delta benefits

Where the Delta SkyMiles Gold card really shines is its many valuable perks when traveling. Like many airline credit cards, you’ll get one free checked baggage. But with the SkyMiles Gold card, that benefit extends to up to eight other passengers traveling with you on the same booking. There were times when I used this perk to save hundreds of dollars on family ski vacations and other long trips that required us to save a lot of bags.

When boarding you will also enjoy priority boarding in Main Cabin 1. This means you will board before most other passengers and have the option of stowing your hand luggage in the overhead compartment next to your. seat. When you board later, you may have to check in your bag when the plane runs out of space in the trash cans.

SkyMiles Gold card members can also use Delta’s Pay With Miles program to reduce the cost of tickets they purchase on Delta.com. And while you only get a penny of value per mile redeemed, these tickets still earn you redeemable miles and Elite status credits, just like a ticket you buy with cash. It makes the most sense when I’m looking for elite status and can find discounted tickets.

Finally, this card offers you a 20% discount on in-flight purchases. It always avoids paying for things like meals, drinks, and headsets.

5. Enjoy Many Benefits For American Express Cardholders

If you haven’t heard it, many credit card issuers have cut some of their long-standing and most valuable cardholder benefits. Fortunately, American Express has held its ground and still offers many benefits when it comes to travel insurance and purchase protection.

When you travel, you are covered by rental car loss and damage insurance, which is no longer offered by cards from Citi, Discover and others. I especially like using the American Express Premium Car Rental Protection option, which charges you $ 19.95 or $ 24.95 per rental, not per day. This is a great option for longer rentals and in places where you are particularly worried about damage.

For purchases, this card offers a Purchase Protection Plan that provides coverage up to $ 1,000 per event, up to $ 50,000 per calendar year. This benefit takes effect when your qualifying purchases have been stolen or damaged within 90 days of purchase. It would be unlucky enough to claim almost $ 50,000 in damages in a year, but I certainly used that benefit to reimburse hundreds of dollars in accidental damage to individual purchases.

But beyond 90 days of purchase protection, you’ll get an additional year of extended warranty coverage on qualifying items with warranties of five years or less. This may allow you to refuse expensive additional guarantees sold by retailers.

The bottom line

There are dozens of airline credit cards on offer these days, but the Delta SkyMiles Gold card stands out. With an annual fee of $ 99 that is waived in the first year, I find it to be in the “Goldilocks Zone” between the Delta SkyMiles® Blue American Express no-charge card and the Delta SkyMiles® Platinum American Express card from $ 250, not to mention the Delta $ 550 SkyMiles® Reserve American Express Card.

By offering new cardholders a decent welcome bonus, double the miles on many purchases, and a host of valuable perks, the Delta SkyMiles Gold can certainly earn a place in your heart as well.

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